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Terms and Conditions

Last updated: April 2026

By accessing and using viatheway.com (the "Site" or "Platform"), you agree to these Terms and Conditions. If you do not agree, please do not use this Platform.

1About VIA

viatheway.com is owned and operated by VIA, The Way LLC ("VIA," "we," "us," or "our"). VIA is a community-based platform connecting insurance agents and their teams with industry mentors, educational resources, and peer networking opportunities.

2Who Can Use VIA

Eligibility

VIA is designed for insurance agency owners, team members, and industry professionals. By creating an account, you confirm that:

• You are at least 18 years old

• You are affiliated with an insurance agency or related business

• All information you provide is accurate and current

Account Types

• Individual Users: Insurance agents and team members

• Founders: Approved consultants and trainers who provide content and resources

• Agency Teams: Groups of users from the same agency

3Privacy and Data

What We Collect

• Account information (name, email, agency affiliation, role)

• Activity on the platform (content viewed, connections made, participation in discussions)

• Content you create or upload (posts, comments, messages, files)

How We Use It

• To provide platform services and features

• To connect you with founders and other users

• To improve the platform and user experience

• To send notifications and updates related to your subscriptions

Community Data

Posts, comments, and messages within public forums are visible to other platform users. Private messages are only visible to intended recipients. We may use aggregated, anonymized data for analytics and platform improvements.

4Your Account

Account Security

You are responsible for:

• Maintaining confidential login credentials

• All activity under your account

• Notifying us immediately of unauthorized access

Account Termination

We reserve the right to suspend or terminate accounts that violate these Terms or engage in harmful behavior.

5Subscriptions and Payment

How Subscriptions Work

VIA operates on a subscription model. You subscribe to individual founders and gain access to their content, resources, and community.

Founder Subscriptions

• Each founder sets their own subscription price

• You can subscribe to multiple founders

• Subscriptions renew automatically unless canceled

Payment

• Payment is processed through our secure payment processor

• You authorize recurring charges for active subscriptions

• Prices are subject to change with 30 days' notice

Free Trial (if applicable)

Some founders may offer free trials. You won't be charged until the trial period ends unless you cancel before then.

6Cancellations and Refunds

Canceling Subscriptions

You may cancel your subscription to any founder at any time through your account settings. Cancellation takes effect at the end of your current billing period.

Refunds

Subscription fees are generally non-refundable. If you experience technical issues preventing access, contact us at support@viatheway.com and we'll work with you to resolve it. Refund requests are handled case-by-case at our discretion.

Account Closure

If you close your VIA account, all active subscriptions will be canceled. You remain responsible for any charges incurred before cancellation.

7Founder Accounts and Content

Content Ownership

Founders retain ownership of the content they upload (videos, documents, templates, guides, posts).

License to VIA

By uploading content to VIA, founders grant us a license to:

• Host, display, and distribute their content on the platform

• Allow subscribed users to access and download materials

• Promote their content in marketing materials

Content Quality

Founders are responsible for ensuring their content is accurate and lawful, free from plagiarism or copyright infringement, and appropriate for a professional audience.

Revenue Share

Founder compensation terms are outlined in separate agreements between founders and VIA.

8User-Generated Content

What You Can Post

Users may post comments, questions, discussions, and resources in community forums and feeds.

Content License

By posting on VIA, you grant us permission to display, distribute, and use your content in connection with the platform. You retain ownership of your content.

Content Standards

You agree not to post content that:

• Is illegal, harmful, threatening, or abusive

• Infringes on intellectual property rights

• Contains spam, advertising, or solicitations

• Harasses or discriminates against others

• Contains viruses or malicious code

Content Moderation

We reserve the right to remove content and suspend users who violate these standards.

9Intellectual Property

Platform Content

All content on VIA — including design, logos, software, and platform features — belongs to VIA, The Way LLC or our licensors and is protected by copyright law.

Founder Content

Content created by founders belongs to those founders. You may use this content for your personal or agency use as permitted by your subscription, but you may not:

• Resell or redistribute founder content

• Share login credentials with non-subscribers

• Use content to create competing training programs

• Remove attribution or copyright notices

User Content

You retain ownership of content you post, but you give VIA permission to display it on the platform.

10Prohibited Uses

You may not use VIA to:

• Violate any laws or regulations

• Impersonate others or misrepresent your affiliation

• Scrape, harvest, or collect user data without permission

• Interfere with platform functionality or security

• Share credentials or circumvent payment systems

• Compete directly with VIA using our platform or data

Violations may result in immediate account termination and legal action.

11Agent-to-Agent Networking

Community Guidelines

When networking:

• Be respectful and professional

• Don't spam or solicit excessively

• Respect confidentiality and competitive boundaries

• Don't share sensitive customer information

• Do not share trade secret information of your company

Direct Messaging

Private messages are between sender and recipient. We don't monitor private messages unless flagged for abuse.

Group Conversations

Groups may be public or private. Respect group rules and moderators.

12Live Events and Training

Access

Subscribed users can access live events hosted by their subscribed founders.

Attendance

Live events happen in real-time; recordings may not be available. Founders determine event format, schedule, and access rules. We're not responsible if you miss a live event.

Conduct

Participants must behave professionally during live events. Disruptive behavior may result in removal and account suspension.

13Insurance Industry Disclaimer

This training program is independently developed and is not sponsored, endorsed, or affiliated with any insurance company or carrier. No insurer has reviewed or approved the materials or content presented in this program.

Content and advice provided by founders on VIA represents their independent professional opinions and experience. It does not represent the views or endorsement of any insurance carrier, State Farm, or other insurance company.

Users are responsible for ensuring that any strategies, advice, or practices learned through VIA comply with their carrier agreements, state regulations, and professional standards.

14Team and Agency Management

Agency Accounts

Agency owners can create team accounts and manage member access.

Roles and Permissions

• Agency admins can add/remove team members

• Admins control which founders their team can access

• Team members' activity may be visible to agency admins

Billing

Agency owners are responsible for all charges associated with their team's subscriptions.

15Third-Party Services

VIA may integrate with third-party tools (payment processors, video platforms, communication tools). We're not responsible for third-party services or their content. By using third-party integrations, you agree to their respective terms of service.

16No Guarantees

We don't guarantee specific business results or revenue increases. Your success depends on your effort, market conditions, and implementation. Founder content represents their opinions and experience, not guaranteed outcomes. Testimonials represent individual results, not typical outcomes.

We strive for 99.9% uptime but don't guarantee uninterrupted service. Maintenance, updates, or technical issues may cause temporary disruptions.

17Disclaimers

VIA is provided "as is" without warranties of any kind. We don't guarantee that the platform will be error-free or uninterrupted, content will be accurate or current, or results will meet your expectations. We're not liable for damages resulting from your use of VIA, including lost profits, data loss, or business interruption.

18Limitation of Liability

To the fullest extent permitted by law, VIA, The Way LLC is not liable for any indirect, incidental, special, or consequential damages arising from your use of the platform, content posted by founders or users, technical issues or data loss, or interactions with other users.

Our total liability is limited to the amount you paid for subscriptions in the 12 months before the claim. Some states don't allow these limitations, so they may not apply to you.

19Indemnification

You agree to defend and hold VIA, The Way LLC harmless from claims, losses, or expenses (including legal fees) arising from your use of the platform, content you post, your violation of these Terms, or your violation of any laws or third-party rights.

20Communications from VIA

Platform Notifications

We may send you account and subscription updates, new content alerts from subscribed founders, community activity notifications, and platform announcements.

Marketing Communications

You can opt out of promotional emails but will still receive essential account notifications.

Response Time

We strive to respond to support requests within 48 business hours.

21Termination

By You

You may close your account at any time. Active subscriptions will be canceled at the end of the current billing period.

By Us

We may suspend or terminate your account if you violate these Terms, engage in harmful or abusive behavior, fail to pay subscription fees, or use the platform for illegal purposes. We may terminate accounts at any time for any reason, with or without notice.

22Governing Law and Disputes

These Terms are governed by Texas law. You agree to the exclusive jurisdiction of Texas courts for any disputes. Before filing a lawsuit, you agree to attempt informal resolution by contacting us at support@viatheway.com.

23Changes to Terms

We may update these Terms at any time. We'll notify users of significant changes via email or platform notification. Continued use of VIA after changes constitutes acceptance. The most current version is always available at viatheway.com/terms.

24Entire Agreement

These Terms represent the complete agreement between you and VIA, The Way LLC regarding your use of the platform. If any part of these Terms is found invalid, the rest remains in effect.

25Contact Us

VIA, The Way LLC

Email: support@viatheway.com

Website: viatheway.com